I got an answer, and ChatGPT was correct, it needs to be bundled with other features to add value to the whole subscription experience, i understand it as taking payment for a single built in feature is not okay, but combined with other things (Like Youtube does) bypasses the guideline.
The only critique i have here, is that this should be stated clearly in the Guidelines that the guideline can be "bypassed" this way, having to infer it by myself is not really ideal.