Hello All, My team and I are developing a mobile application (offgrid) to help combat screen addiction. Our application will allow users through gamification, to challenge each other to stay off certain predetermined apps on their phone for a set amount of time and risk their own money. The money will act as a reinforcement to stay focused and off the application. Example: Jon challenges Jen to stay off Instagram for 1 hour for $5. If Jen accepts the challenge, she and Jon cannot go on Instagram. If Jen or Jon decides to click the Instagram app within the hour, the $5 automatically goes to the winner via Apple Pay or another service. If they complete the challenge and stay off Instagram then there is no exchange of money. I will also give the option for users to challenge each other and risk their money for a charity cause if someone loses. My question is, will the exchange of money count as an in-app purchase, or will the winner receive the full amount? Also, if the money goes to charity, will that count as an in-app purchase? Thanks!