I have the same issue here. My config is below:
MacBook Pro (16-inch, 2019)
2.6 GHz 6-Core Intel Core i7
6 GB 2667 MHz DDR4
AMD Radeon Pro 5300M 4 GB
Intel UHD Graphics 630 1536 MB
Every day I have "unexpected" crashes 3-6 times daily, after I install the new macOS Monterey.
It was running great on BigSur
I am running two monitors plus a retina.
Just spoke with Apple, and opened a case, and they did some troubleshooting which was pressing "options+command+p+r" and the PC restarts two times and that was it.
I sent them my crash report, and they did not take a look at it at all to see if what is the issue.
I am sending to "Apple" support every crash, but no fix so far.
This is so far for the last month. It is so annoying to reopen, re-login to every app, and lose data too.
They said it happens again to reinstall the OS.
It happened again after 30 minutes I hung with Apple support, and I do not think it will be resolved with reinstalling the MacOS.
C'mon Apple, do something!!!