Credit card ICC Public Key Certificate retrieval

App & System Services Apple Pay
petrulutenco OP
Created 1w
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Hello!

I have a requirement to read the ICC Public Key Certificate from an EMV credit card to implement a payment validation flow.

Aa far as I understand, I can't use Core NFC for that task since it is not supposed to be used for reading sensitive credit card data and it might be rejected by Apple.

I'm trying to use Tap To Pay as it seems to offer some general card details.

Since Apple's documentation on this side is pretty limited, I'm struggling to understand what is a PaymentCardReader.Token and how can I create one?

Can anyone please help me with setting up Tap to Pay?

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Engineer OP
Apple
6d

It is not a matter of being rejected, but the basic CoreNFC functionality will simply not allow you to read payment related cards.

You can only use Tap to Pay on iPhone by working together with a Payment Service provider that supports Tap to Pay on iPhone. Once you set that up, they will be the ones that provide you with the information you need to create this Token.

You can find a PSP in your region here: https://developer.apple.com/tap-to-pay/regions/

It is not possible to create this token without a PSP.

If your company would be eligible and interested in NFC & SE Platform for secure contactless transactions you can check out the availability and requirements there to see if that would be a suitable alternative to your use case.

Argun Tekant /  DTS Engineer / Core Technologies

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Credit card ICC Public Key Certificate retrieval
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