Is MPAN always provided?

App & System Services Apple Pay
wmn_786 OP
Created Oct ’24
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Hi team @ Apple,

Is an MPAN always provided with an ApplePayPaymentToken?

I heard there are old devices that will provide only a DPAN. Is this correct, and do we need to support the case where only a DPAN is present?

I.e. what percentage of devices doesn't support MPAN?

Thanks

Answered by DTS Engineer in 809563022

Hi @wmn_786,

You wrote:

[...] Is an MPAN always provided with an ApplePayPaymentToken? [...]

No. If a payment network doesn't support MPAN for the transaction, it will fallback to DPAN.

Then, you wrote:

[...] I heard there are old devices that will provide only a DPAN. Is this correct, and do we need to support the case where only a DPAN is present? [...]

Your implementation should support the handling of both MPAN and/or DPAN for Apple Pay transactions to prevent decryption failures.

Cheers,

Paris X Pinkney |  WWDR | DTS Engineer

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DTS Engineer OP
Apple
Oct ’24
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Hi @wmn_786,

You wrote:

[...] Is an MPAN always provided with an ApplePayPaymentToken? [...]

No. If a payment network doesn't support MPAN for the transaction, it will fallback to DPAN.

Then, you wrote:

[...] I heard there are old devices that will provide only a DPAN. Is this correct, and do we need to support the case where only a DPAN is present? [...]

Your implementation should support the handling of both MPAN and/or DPAN for Apple Pay transactions to prevent decryption failures.

Cheers,

Paris X Pinkney |  WWDR | DTS Engineer

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