Cards to test Negative scenarios with apple pay

We are testing Apple Pay integration with our payments application. We need some information about the test cards to test some negative scenarios like low balance, Address verification (AVS), incorrect CVV, Card declined, etc., We see many cards on the following page, but we are unsure which one to use to test the negative scenarios that I mentioned above.

https://developer.apple.com/apple-pay/sandbox-testing/

I am reaching out to see if I can get some help with this.