Hi,
App background: Our app is a credit line app based in UK. Works more or less like a credit card app. Hence we won't be taking payment from other credit cards. We are planning to have Apple Pay in our app to get payments.
Problem statement: As stated earlier we couldn't use credit card for payments from within Apple pay. Is there any way to show only debit card in Apple Pay? Or is there any way to restrict customer from using credit cards via Apple Pay?
Thanks in advance.
The PKPaymentRequest class has a merchantCapabilities property that you can use to indicate that you only accept debit cards.
https://developer.apple.com/documentation/passkit/pkpaymentrequest https://developer.apple.com/documentation/passkit/pkpaymentrequest/1619257-merchantcapabilities https://developer.apple.com/documentation/passkit/pkmerchantcapability
Hi Jonathan,
Thanks for your quick response. We will try out this solution in our credit line app and validate how payment is processed. Hopefully, this solves our problem.
Thanks.
Hi,
A follow up question on the same(showing only debit cards). We started the implementation for Apple Pay on the web and while creating a session we set merchant capabilities as below. "merchantCapabilities": [ "supports3DS", "supportsDebit" ]
Payment sheet shown with only Debit cards as expected. But I'm not sure whether this will ignore Prepaid cards or not.
Problem Statement: Our product is not supposed to get payment from Prepaid cards(not debit cards). Some Prepaid cards tend to support overdraft(credit card kinda) feature too. So we should show only debit cards for user to choose and not any other type of cards. Is there any way to ignore prepaid cards in Apple Pay? Please advice.
Thanks in advance.