Basically, I am working on an app that will facilitate the functionality to allow User A to purchase among different digital commodities like gifts, tributes, and donations, which would be given to some other User B to redeem in exchange for money.
Do I have to do this necessarily using IAP, even though only a small percent (1-3%) of the transaction amount would be charged by my app? Because in that case, I would be losing 30% of what User A purchased for, and would be lacking sufficient fund to be given to User B when redeemed.
Can I use stripe in this case and bypass IAP?