In App purchase and third party payment requirements

I'm working on app with subscription plan payment, I want to use Stripe payment instead of in App purchase (too much fee). 

The app does not have only consumable product, for example if a user want to become VIP member he can either pay with credit card or buy ticket (Physical Goods) from shop to upgrade.

So my question, does google and apple allow to use third party payment in this case ?

Thanks,
In App purchase and third party payment requirements
 
 
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