iOS 14.2

Hello, I have been trying to download the iOS 14.2 update since the release, and I always get stuck at the terms and conditions page. I click Agree, then Agree again, and then it freezes and does nothing. Now my phone is lagging and apps have been crashing because it’s not updated. How do I fix this?
I have similar problem. Im not able to update iPad 11 pro 11 inch/ Cellular iOS 14.1 Over the AiR iOS 14.2 beta. Restored to factory settings and set up as new account.
iOS 14.2
 
 
Q