Does anybody have a phone number for them that still works? I tried 800-633-2152 number and it said they were closed for the day, since then there is a new message saying "Please be advised that our support options have changed" and then it directs you to the web support page (screams into pillow!). Nobody is replying to my queries there anymore. I've gone so far as to hunt some of their people down on LinkedIn, only one replied and said I need to follow official procedures ...back to square one. It's like my hands are chopped off and there is just no way to get support.
@philipyoungg you say a friend has gotten it right with "some of these cards", do you mean the same bank and account type, or the exact same actual cards (i.e. same card numbers) you tried? It might be worth checking with them how they have the card info stored in their Apple ID account EXACTLY i.e. the name on the card etc. and then comparing that to how they filled that in on the web order ...maybe there's some magic there we're all missing.
I'm also confused how they don't ask for the CVV number. I'm thinking of trying to remove the security confirmation step on my card (that brings up a secure OTP step on web purchases), maybe that's blocking it.
Everybody please post success stories, even if they're not yours, maybe we can figure this out together. I'm also in South Africa, so the Apple Developer App approach won't work for me either. 1 new rented Mac Mini in the cloud, 2 App Store Apps and 2 iTunes songs later ...no Developer Account. 2 clients waiting.