Hi! We have a application that uses HCE to communicate with our readers. Everything works very nicely together, but from usability point of view there is an issue when one uses our app and apple pay together. One needs to choose which one is default contactless app. We did some research and see that ECP protocol enhancements to NFC might be useful here and a re wondering if there is a possibility that the user has Apple pay enabled as default contactless application. But on presentation of the iPhone on our reader we would use ECP to choose our app to process the action. Mind that our app is related to access control and not payments. Regards Simon