Happening to me too. Installed the Installed via the .mobileprovision OTA. Took upwards of an hour and several (automatic) restarts to even get to the "welcome" screen. It just plain failed without even getting to the login screen a bunch of times across 3 different SIMs (2 from AT&T, the original provider [it's unlocked now], and one Japanese one). Finally rebooted (which takes 10+ minutes, btw), and it asked for a wifi network but didn't display any, even though it showed the wifi connected icon in the status bar. Eventually got past that, and it finally asked for the apple ID to unlock, but after entering that it just gives the error about the activation server being unavailable.
Only tangentially related, it's rediculous that we need to re-activate after every major version upgrade, especially with all the activation issues.