Hello!
I want to share my experience with the review. I am an individual developer and I made an application that uses the open API for searching payday loans.
I read the rules and clearly see:
(viii) Apps used for financial trading, investing, or money management should come from the financial institution performing such services or must use a public API offered by the institution in compliance with its Terms & Conditions.
For two weeks now I'm trying to pass a review. In the end, I got this answer from "App Review Board":
Business 3.2.1
We understand that you may be using a public API offered by the institution. However, apps that facilitate loan applications must be submitted by the financial institution providing the loan.
What a strange answer? Why is it contrary to the rules?
I spent time, made a beautiful application. And I get a rejection, although I fully comply with the rules.